How much compensation can I claim for a work accident?

If you’ve been injured in a workplace accident, you may be entitled to claim compensation. The value of your claim depends on several factors, including the type and severity of your injury, the impact it has had on your daily life, and any financial losses such as lost wages or medical expenses. This guide explains how work injury compensation is calculated, using the same principles applied by UK courts and solicitors.

At a glance

  • Compensation is divided into general damages (for pain, suffering and loss of amenity) and special damages (for financial losses).
  • General damages are based on the Judicial College Guidelines.
  • Special damages include loss of earnings, medical costs, care costs and more.
  • Occupational illness claims cover conditions like RSI, HAVS, mesothelioma and noise-induced hearing loss.

General damages

General damages is the legal term for compensation awarded for Pain, Suffering and Loss of Amenity (PSLA). This covers the physical and psychological impact of your injury, including loss of mobility, disfigurement and reduced quality of life.

The amount is calculated with reference to the Judicial College Guidelines, which set out ranges of compensation for different types and severities of injury. Injuries with long-term or permanent symptoms usually attract higher awards.

Special damages

Special damages cover the financial impact of your accident. These losses must be directly linked to your injury and reasonably incurred. Examples include:

  • Loss of earnings (including bonuses, overtime and pensions)
  • Future loss of earnings if you cannot return to work
  • Medical and rehabilitation costs
  • Professional and family care costs
  • Prescription and treatment expenses
  • Travel and accommodation costs
  • Home or vehicle adaptations
  • Damage to personal property

You should keep receipts, payslips and invoices to support your claim.

For more information, see: What can I claim for when making an injury claim?

How much can I claim for an occupational illness?

If your condition developed due to your working environment, you may be entitled to claim for both general and special damages. Common occupational illnesses include:

  • Repetitive strain injuries (RSI), carpal tunnel syndrome (CTS)
  • Hand-arm vibration syndrome (HAVS)
  • Asbestosis and mesothelioma
  • Silicosis and other lung diseases
  • Noise-induced hearing loss, acoustic shock and tinnitus

The amount will depend on how the illness affects your daily life and ability to work, and whether it is temporary or permanent.

Work injury tables

Compensation amounts are based on the Judicial College guidelines. The Work Accident Advice Centre calculator uses these tables to estimate your potential award:

 

See data tables

Tye following compnsation payout data is excerpted from the Guidelines for the Assessment of General Damages in Personal Injury Cases, 17th Edition, by the Judicial College:

Category Injury Amount
Paralysis Tetraplegia/Quadriplegia £360,130 to £448,180
Paralysis Paraplegia £243,040 to £315,350
Brain damage Very severe £312,860 to £448,180
Brain damage Severe £243,040 to £312,860
Brain damage Moderate - level 4 £166,540 to £243,040
Brain damage Moderate - level 3 £100,650 to £166,540
Brain damage Moderate - level 2 £47,770 to £100,650
Brain damage Moderate - level 1 £17,000 to £47,770
Brain damage Minor (relatively) £2,450 to £14,160
Epilepsy Epilepsy - Grand Mal £113,150 to £166,540
Epilepsy Epilepsy - Petit Mal £60,840 to £145,780
Epilepsy Epilepsy - other £11,810 to £29,170
General Psychiatric damage Severe £60,840 to £128,400
General Psychiatric damage Serious £21,150 to £60,840
General Psychiatric damage Moderate £6,500 to £21,150
General Psychiatric damage Lesser £1,710 to £6,500
Post-traumatic stress Severe £66,410 to £111,680
Post-traumatic stress Serious £25,680 to £66,410
Post-traumatic stress Moderate £9,070 to £25,680
Post-traumatic stress Minor (relatively) £4,380 to £9,070
Injuries affecting sight Total blindness and deafness Around £448,180
Injuries affecting sight Total blindness Around £298,130
Injuries affecting sight Loss of sight in one eye & reduced vision in the other £70,950 to £199,450
Injuries affecting sight Loss of one eye £60,840 to £72,920
Injuries affecting sight Loss of sight in one eye £54,660 to £60,840
Injuries affecting sight Moderate loss of some vision in one or eye £26,270 to £43,670
Injuries affecting sight Minor but permanent loss of some vision in one or both eyes £10,110 to £23,270
Injuries affecting sight Minor eye injury £4,380 to £9,690
Injuries affecting sight Transient eye injury £2,450 to £4,380
Injuries affecting hearing and speech Total deafness and blindness Around £448,180
Injuries affecting hearing and speech Total deafness and loss of speech £121,650 to £156,070
Injuries affecting hearing and speech Total deafness £100,680 to £121,650
Injuries affecting hearing and speech Loss of hearing in one ear £34,740 to £50,520
Tinnitus Severe tinnitus and NIHL £32,960 to £50,520
Tinnitus Moderate tinnitus and NIHL £16,530 to £32,960
Tinnitus Mild tinnitus and NIHL £13,970 to £16,530
Tinnitus Mild tinnitus or mild NIHL Around £13,000
Tinnitus Slight or occasional tinnitus with slight NIHL £8,080 to £13,970
Tinnitus Slight tinnitus or slight NIHL Up to £7,780
Impairment of taste and smell Total loss of taste & smell Around £43,460
Impairment of taste and smell Total loss of smell & significant loss of taste £36,500 to £43,460
Impairment of taste and smell Loss of smell £27,730 to £36,500
Impairment of taste and smell Loss of taste £21,300 to £27,730
Asbestos-related disease Mesothelioma £70,620 to £126,980
Asbestos-related disease Lung cancer £77,690 to £107,990
Asbestos-related disease Asbestosis and pleural thickening with significant respiratory disability £39,380 to £117,430
Asbestos-related disease Asbestosis and pleural thickening with low respiratory disability £16,750 to £39,380
Asthma Severe £47,770 to £72,950
Asthma Chronic £29,170 to £47,720
Asthma Bronchitis/Wheezing £21,300 to £29,170
Asthma Modest £11,810 to £21,300
Asthma Mild Up to £5,710
Bladder Loss of bladder function & control (with other medical complications) Up to £204,350
Bladder Loss of bladder function & control Up to £156,070
Bladder Impaired bladder function and control £70,980 to £88,670
Bladder Near full recovery with minor long term effects £25,970 to £34,740
Bowels Loss of bladder and bowel function Up to £204,350
Bowels Total loss of bowel function Up to £166,540
Bowels Faecal urgency and passive incontinence Around £88,660
Bowels Impairment of function from abdominal injury £49,470 to £77,360
Bowels Some permanent damage - returning to natural function/control £13,970 to £27,150
Chest injuries Removal of one lung £111,680 to £166,540
Chest injuries Traumatic lung injury £72,950 to £111,680
Chest injuries Damage to chest or lung £34,740 to £60,840
Chest injuries Chest injury (no damage to lung) £13,970 to £19,930
Chest injuries Toxic fume/smoke inhalation £5,910 to £13,970
Chest injuries Collapsed lung £2,440 to £5,910
Chest injuries Rib fracture/soft tissue injury Up to £4,380
Traumatic injury Severe damage £47,720 to £68,680
Traumatic injury Serious non-penetrating injury £18,630 to £30,800
Non-traumatic injury Non-traumatic - serious £42,640 to £58,250
Non-traumatic injury Non-traumatic - moderate £4,380 to £10,580
Non-traumatic injury Non-traumatic - minor £1,010 to £4,380
Hernia Serious £16,530 to £26,810
Hernia Moderate £7,780 to £10,110
Hernia Lesser £3,760 to £8,030
Kidney Loss of both kidneys £187,940 to £233,440
Kidney Risk of loss of kidney function Up to £70,980
Kidney Loss of one kidney £34,140 to £49,780
Lung disease Severe lung disease £111,680 to £150,780
Lung disease Lung cancer £77,690 to £107,990
Lung disease Lung disease £60,810 to £77,690
Lung disease Breathing difficulties £34,740 to £60,840
Lung disease Bronchitis and wheezing £23,070 to £34,740
Lung disease Slight breathlessness £11,810 to £23,070
Lung disease Temporary aggravation of bronchitis £2,450 to £5,910
Male reproductive injury Total loss of reproductive organs Over £170,720
Male reproductive injury Orchidectomy £22,260 to £25,050
Impotence Impotence - young man £127,470 to £164,560
Impotence Impotence - middle aged man £47,720 to £98,460
Sterility Sterility - young man £62,210 to £79,160
Sterility Sterility - older man £7,340 to £20,730
Sterility Sterility - young man (uncomplicated) £62,210 to £79,160
Sterility Sterility - man who may have wanted more children £19,930 to £40,760
Sterility Sterility - no intention of having children £7,340 to £20,730
Female reproductive injury Infertility - severe psychological impact £127,460 to £188,420
Female reproductive injury Infertility - failure to diagnose ectopic pregnancy with medical complications £47,720 to £113,290
Female reproductive injury Infertility - no medical complications £19,930 to £40,760
Female reproductive injury Infertility - where no plan to have children £7,330 to £20,730
Female reproductive injury Failed sterilisation and unwanted pregnancy Around £11,320
Female reproductive injury Delayed diagnosis of ectopic pregnancy £3,760 to £22,660
Spleen Loss of spleen - continuing risk of disorder or infection £23,070 to £29,170
Spleen Loss of spleen - no risk of disorder or infection £4,830 to £9,590
Other neck injuries Very Severe Around £164,560
Other neck injuries Severe £72,950 to £145,250
Other neck injuries Serious £50,450 to £62,120
Other neck injuries Moderate £27,730 to £42,700
Other neck injuries Minor (relatively) £2,720 to £8,750
Whiplash Recovery in 1 to 2 years £1,200 to £3,830
Whiplash Recovery in 3 to 12 months £220 to £1,200
Whiplash Recovery in under 3 months Up to £220
Other back injury Severe £43,020 to £178,590
Other back injury Moderate £13,870 to £30,800
Other back injury Minor (relatively) £2,720 to £13,870
Other shoulder injuries Severe £21,300 to £53,280
Other shoulder injuries Serious £14,160 to £21,300
Other shoulder injuries Moderate £8,750 to £14,160
Other shoulder injuries Soft tissue injury £2,720 to £8,750
Other shoulder injuries Clavicle fracture £5,710 to £13,580
Pelvis and hips Very severe £86,980 to £145,250
Pelvis and hips Severe £68,680 to £86,980
Pelvis and hips Serious £43,460 to £58,250
Pelvis and hips Moderate £13,970 to £43,460
Pelvis and hips Minor (relatively) £4,380 to £13,970
Arm amputation Loss of both arms £267,140 to £332,820
Arm amputation Loss of one arm at shoulder Over £152,160
Arm amputation Loss of one arm above elbow £121,650 to £145,250
Arm amputation Loss of one arm below elbow £106,690 to £121,650
Other arm injuries Severe £106,690 to £145,250
Other arm injuries Serious £43,460 to £66,410
Other arm injuries Less severe - some recovery £21,300 to £43,460
Other arm injuries Less severe - forearm fracture £7,330 to £21,300
Elbow injury Permanent - disabling £43,460 to £60,840
Elbow injury Permanent - impairement of function £17,360 to £35,520
Elbow injury Recovery within 18 months Up to £3,920
Elbow injury Recovery between 18 to 36 months Up to £7,210
Elbow injury Recovery after 36 months Up to £13,970
Wrist injury Very Severe - Complete loss of function £52,830 to £66,410
Wrist injury Severe - Some useful movement retained £27,180 to £43,460
Wrist injury Serious £13,970 to £27,180
Wrist injury Moderate - complete recovery £6,750 to £11,480
Wrist injury Moderate - Uncomplicated Colles' fracture Around £8,250
Wrist injury Lesser £3,920 to £5,260
Other hand injuries Total or effective loss of both hands £156,070 to £223,550
Other hand injuries Serious damage to both hands £61,880 to £93,820
Other hand injuries Total or effective loss of one hand £106,690 to £121,650
Other hand injuries Serious injuries to one hand £32,170 to £68,680
Other hand injuries Moderate/serious injuries to one or both hands £16,040 to £32,170
Other hand injuries Moderate injuries to one or both hands £6,280 to £14,730
Other hand injuries Minor (relatively) injuries to one or both hands Up to £5,270
Finger amputation Amputation of finger/s £68,680 to £100,680
Finger injury Fractured finger/s Up to £40,760
Finger loss Loss of index finger £13,500 to £20,790
Finger injury Fracture of index finger £10,110 to £13,570
Finger injury Serious injury to ring or middle finger £11,450 to £18,130
Finger loss Loss of terminal phalanx of ring or middle finger £4,380 to £8,740
Finger amputation Amputation - little finger £9,590 to £13,580
Finger loss Loss of part of little finger £4,380 to £6,500
Finger amputation Amputation - ring or index finger Around £27,730
Finger amputation Amputation - terminal phalanx of index or middle finger Around £24,200
Finger injury Relatively minor finger injury Up to £5,270
Thumb injury Loss of thumb £39,410 to £60,840
Thumb injury Very serious £21,750 to £38,840
Thumb injury Serious £13,970 to £18,600
Thumb injury Moderate £10,730 to £13,970
Thumb injury Dislocation £7,040 to £8,630
Thumb injury Minor (relatively) Up to £5,270
VWF Severe £35,100 to £42,640
VWF Serious £18,600 to £35,100
VWF Moderate £9,590 to £18,600
VWF Lesser £3,320 to £9,590
WRULDS Severe £24,310 to £25,650
WRULDS Serious £16,530 to £18,130
WRULDS Moderate £9,590 to £11,930
WRULDS Minor (relatively) £2,450 to £3,920
Leg amputation Loss of both legs £267,140 to £312,860
Leg amputation Below-knee Amputation of Both Legs £223,550 to £299,650
Leg amputation Above-knee amputation of one leg £116,300 to £143,420
Leg amputation Below-knee amputation of one leg £108,700 to £150,780
Other leg injury Severe £106,780 to £150,780
Other leg injury Very Serious £60,840 to £99,350
Other leg injury Serious £43,490 to £60,840
Other leg injury Moderate £30,800 to £43,490
Other leg injury Less serious £10,110 to £15,620
Other leg injury Minor (relatively) Up to £13,140
Knee injury Very severe £77,360 to £106,740
Knee injury Severe £57,830 to £77,360
Knee injury Serious £29,050 to £48,210
Knee injury Moderate £16,460 to £29,050
Knee injury Minor (relatively) Up to £15,250
Ankle injury Very severe £55,540 to £77,340
Ankle injury Severe £34,740 to £55,540
Ankle injury Moderate £15,250 to £29,500
Ankle injury Minor (relatively) Up to £15,250
Achilles tendon injury Severe Around £42,640
Achilles tendon injury Serious £27,730 to £33,380
Achilles tendon injury Moderate £13,970 to £23,370
Achilles tendon injury Minor (relatively) £8,060 to £13,970
Foot amputation Amputation of both feet £187,940 to £223,550
Foot amputation Amputation of one foot £93,150 to £121,650
Other foot injuries Very Severe £93,150 to £121,650
Other foot injuries Severe £46,560 to £77,690
Other foot injuries Serious £27,730 to £43,490
Other foot injuries Moderate £15,250 to £27,730
Other foot injuries Modest Up to £15,250
Toe injury Amputation of all toes £40,520 to £62,210
Toe injury Amputation of the big toe Around £34,740
Toe injury Severe toe injuries £15,250 to £23,370
Toe injury Serious toe injuries £10,650 to £15,250
Toe injury Moderate toe injuries Up to £10,650
CRPS Severe £58,250 to £93,200
CRPS Moderate £31,090 to £58,250
Other pain disorders Severe £46,740 to £69,880
Other pain disorders Moderate £23,370 to £42,700
Skeletal injury Skeletal injuries £26,420 to £40,760
Skeletal injury Multiple fractures £16,530 to £26,560
Nose fracture Serious/multiple fractures £11,810 to £25,650
Nose fracture Displaced fracture recovery after surgery £4,380 to £5,660
Nose fracture Displaced fracture £2,800 to £3,500
Nose fracture Undisplaced fracture £1,890 to £2,800
Cheekbone fracture Serious fractures £11,320 to £17,510
Cheekbone fracture Simple fractures with surgery £4,830 to £7,160
Cheekbone fracture Simple fractures without surgery £2,570 to £3,320
Jaw fracture Very serious £33,830 to £50,520
Jaw fracture Serious £19,930 to £33,830
Jaw fracture Minor/moderate £7,160 to £9,690
Teeth loss or damage Chronic tooth pain Up to £42,310
Teeth loss or damage Several front teeth £9,690 to £12,660
Teeth loss or damage Two front teeth £4,830 to £8,460
Teeth loss or damage One front tooth £2,450 to £4,380
Teeth loss or damage Back teeth £1,210 to £1,890
Facial scars Severe £33,040 to £107,990
Facial scars Serious £19,930 to £53,720
Facial scars Significant £10,110 to £33,380
Facial scars Moderate £4,380 to £15,250
Facial scars Minor (relatively) £1,890 to £3,920
Other parts of the body Serious (excluding facial) £8,690 to £25,220
Other parts of the body Moderate (excluding facial) Around £9,590
Other parts of the body Minor (excluding facial) £2,630 to £8,690
Other parts of the body Severe (excluding facial) Up to £116,300
Facial scarring Severe £33,040 to £107,990
Facial scarring Serious £19,930 to £53,720
Facial scarring Significant £10,110 to £33,380
Facial scarring Moderate £4,380 to £15,250
Facial scarring Minor (relatively) £1,890 to £3,920
Hair damage Serious £8,150 to £12,230
Hair damage Moderate £8,150 to £12,230
Hair damage Lesser £4,380 to £8,150
Dermatitis Dermatitis lasting years or indefinitely £15,250 to £21,300
Dermatitis Longer-term dermatitis £9,590 to £12,660
Dermatitis Short-term dermatitis £1,890 to £4,380
HAVS Severe £35,100 to £42,640
HAVS Serious £18,600 to £35,100
HAVS Moderate £9,590 to £18,600
HAVS Minor (relatively) £3,320 to £9,590
Leg fractures More serious fractures £19,930 to £30,800
Leg fractures Simple femur fracture £10,110 to £15,620
Leg fractures Simple tibia or fibula fracture Up to £13,140
Repetitive strain injury (RSI) Severe £24,310 to £25,650
Repetitive strain injury (RSI) Serious £16,530 to £18,130
Repetitive strain injury (RSI) Moderate £9,590 to £11,930
Repetitive strain injury (RSI) Minor (relatively) £2,450 to £3,920
Carpal tunnel syndrome (CTS) Severe £24,310 to £25,650
Carpal tunnel syndrome (CTS) Serious £16,530 to £18,130
Carpal tunnel syndrome (CTS) Moderate £9,590 to £11,930
Carpal tunnel syndrome (CTS) Minor (relatively) £2,450 to £3,920
Cold injury Less serious Around £16,650
Cold injury More serious Around £36,050

How does the work injury calculator work?

  1. Calculate general damages – select the injury type and severity to estimate compensation.
  2. Calculate special damages – include financial losses such as lost earnings or medical costs.
  3. Check eligibility – answer questions to confirm you meet the basic criteria to start a claim.

The calculator then provides an estimated compensation figure and confirms whether you are eligible to claim.

Is the calculator accurate?

Our calculator is built using the Judicial College Guidelines (17th edition), as referred to by the courts in 2025. The calculator draws on case law and real settlement data from our partners at National Accident Helpline.

The Judicial College guidelines provide ranges rather than exact figures. The final amount will depend on medical evidence, negotiations with the insurer, and whether you accept an early offer. The calculator is designed to give a useful estimate but cannot guarantee the exact settlement you will receive.

No Win, No Fee claims

Most work accident claims are funded through a No Win, No Fee agreement., also known as a Conditional Fee Agreement (CFA). This arrangement removes the financial risk of claiming: you pay nothing upfront and no legal fees if your case is unsuccessful.

If your claim succeeds, your solicitor will deduct a success fee from your compensation. This fee is capped by law at no more than 25% of the damages you receive for your injury and past financial losses. It cannot be taken from compensation awarded for future care, treatment, or future loss of earnings, so the majority of your settlement remains protected.

Your solicitor may also take out an insurance policy on your behalf to cover other potential costs (such as medical reports or court fees). The cost of this policy is only payable if your claim succeeds, and it is then deducted from your compensation alongside the success fee.

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FAQs

Is compensation reduced if I was partly to blame?

Not usually for work accidents. Under vicarious liability, your employer is responsible for foreseeable errors or actions of employees. However, in other types of claims, such as road accidents, compensation can be reduced if you were partly at fault.

Who pays my compensation?

Your employer’s liability insurer pays your compensation. Employers are legally required to have insurance with a minimum cover of £5 million.

Read more: Does the employer or their insurer pay injury compensation?

Will I pay tax on my compensation?

No. Personal injury compensation is tax-free, whether paid as a lump sum or in instalments. Only interest earned after settlement may be taxable.

Read more: Will I have to pay tax on my injury compensation?

Will my compensation affect my benefits?

It might. Means-tested benefits could be reduced if your compensation pushes your savings above the threshold. Benefits such as Disability Living Allowance are unaffected.

Can I get a more accurate estimate?

Yes. The calculator is a guide, but speaking with a solicitor will give you a clearer picture. Call us on 0800 218 2227 for a free consultation with a legally trained advisor.

Is there a time limit to claim?

Yes. You must start your claim within 3 years of the accident or diagnosis if you were over 18, or by your 21st birthday if you were under 18 at the time of the injury.

Does employment status affect compensation?

No. Whether you are employed, self-employed, on a zero-hours contract or a volunteer, the calculation of compensation is the same. The claims process may differ, but the award amount does not.

What if I have multiple injuries?

Multiple injury claims are more complex. You cannot simply add up guideline awards. In some cases, you may receive less than the sum of individual awards, but in others (e.g. breaking both legs), you may receive more. Medical evidence is key to determining the correct amount.

Get the right advice

Our work injury advisors will:

  • Offer free, impartial advice
  • Explain how No Win, No Fee works
  • Recommend the right solicitor
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About the author

Chris Salmon is a legal commentator and co-founder of Quittance Legal Services. He has written extensively about workplace accidents, employment rights and the claims process. Chris's work has been cited in national media and he regularly contributes practical guidance to help injured workers understand their options.

More about Chris and WAAC

Last reviewed September 2025 by Chris Salmon